Bankruptcy

Bankruptcy can be an alternative to garnishment, stop a home foreclosure, stop bill collectors, and end creditor harassment.   

Bankruptcy is a federal legal process built into our constitution.  In the right circumstances, it allows debtors a new beginning.  Essentially, you pay your creditor what you can afford – for some people, that amounts to zero – for some, bankruptcy affords you a 5-year payment plan.

If you are struggling with debt and need a fresh start, we will help you determine if bankruptcy is right for you. We help you understand the process of filing for bankruptcy and walk you through every step, and after you file, we will talk about how you can rebuild your credit.

If bankruptcy is not the right option for you, we can talk about other ideas and alternatives like debt management plans or debt settlement by negotiating directly with creditors.

For a free initial consultation, call us at (269) 673-2105. Find out if bankruptcy is right for you.